Overview of Services

SavWave Payments provides businesses and individuals with secure and efficient digital payment processing solutions. Our Services may include payment gateway integration, transaction processing, analytics, fraud prevention, and related technologies designed to enhance payment experiences.

Eligibility

By using our Services, you represent that:

• You are at least 18 years old (or the legal age of majority in your jurisdiction);
• You have the legal authority to enter into binding agreements;
• You are using the Services in compliance with applicable laws and regulations.

Account Registration

To access certain features, you may need to create an account with SavWave. You agree to:

• Provide accurate, current, and complete information;
• Keep your login credentials secure and confidential;
• Notify us immediately of any unauthorized access or suspicious activity on your account. SavWave is not responsible for losses arising from unauthorized use of your account due to your failure to maintain security.

Use of Services

You agree to use the Services only for lawful business purposes. You may not:

• Use the Services for fraudulent, illegal, or misleading activities;
• Violate any applicable law or regulation;
• Attempt to access or disrupt our systems, networks, or data;
• Resell, sublicense, or otherwise misuse the Services.

SavWave reserves the right to suspend or terminate accounts that violate these Terms or pose a security risk.

Fees and Payments

SavWave may charge fees for the use of its Services. All applicable fees will be disclosed prior to your use of the Services. You agree to pay all charges incurred in connection with your account in accordance with the applicable pricing, billing, and payment terms.

Data Privacy & Security

SavWave takes data protection seriously. We employ industry-standard encryption, fraud detection, and compliance measures (including PCI-DSS). Our Privacy Policy explains how we collect, use, and safeguard your personal and transactional information. By using our Services, you consent to our data practices as described in the Privacy Policy.

Intellectual Property

All content, trademarks, logos, and software related to SavWave are owned or licensed by us and protected by intellectual property laws. You may not copy, reproduce, modify, or distribute any part of the Services without our prior written consent.

Limitation of Liability

To the fullest extent permitted by law:

• SavWave is not liable for indirect, incidental, or consequential damages;
• We do not guarantee uninterrupted, error-free, or secure access to our Services;
• Our total liability for any claim arising from these Terms shall not exceed the amount you paid for the Services in the six months preceding the claim.

Indemnification

You agree to indemnify and hold harmless SavWave, its affiliates, and employees from any claims, damages, or losses arising from your use of the Services, violation of these Terms, or infringement of third-party rights.

Termination

We may suspend or terminate your access to the Services at any time, with or without notice, if you violate these Terms or engage in fraudulent or harmful activity. Upon termination, your right to use the Services will cease immediately.

Changes to These Terms

SavWave may update or revise these Terms periodically. Any changes will take effect immediately upon posting on our website. Continued use of our Services after changes constitutes acceptance of the updated Terms.

Governing Law

These Terms are governed by and construed in accordance with the laws of [Insert Jurisdiction]. Any disputes will be subject to the exclusive jurisdiction of the courts located in [Insert Location].